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Green Cab Insurance NYC

Green Cab Insurance Requirements

Green Taxis must meet the TLC minimum liability coverage requirements which are set at $100,000 per person, $300,000 per accident, $200,000 in personal injury protection and $10,000 in property damage liability for most vehicles. Green Taxi drivers are also subject to NY Workers Compensation insurance laws – which require coverage for drivers operating another permit owner’s vehicle.

What is a NYC Green Taxi?

In New York City, a Street Hail Livery Vehicle (SHL) is sometimes referred to as a Green Taxi or Outer Boro Taxi. These vehicles have a distinctive apple green color and can be seen roaming the streets of NYC, especially outside of Manhattan. So what exactly is a Green Taxi? Historically only yellow taxis had the right to pick up passengers off the street, but spent almost 95% of the time serving Manhattan customers below 96th street. As a result of the poor yellow taxi coverage in the outer boros (Queens, Bronx, Brooklyn, Staten Island), Governer Cuomo signed into law the Five Borough Taxi Plan in 2011. The law permitted the Taxi & Limousine Commission (TLC) to issue up to 18,000 new Street Hail Livery permits, 20% of which had to be wheelchair accessible vehicles (WAV). There were legal challenges played out in NY courts, but in the summer of 2013 the first Green Taxis permits were issued and green hit the streets of NYC.

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